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BankFirst Capital Corporation Completes Acquisition of FNB Bancshares of Central Alabama Inc


For Immediate Release
Contact: Luke Yeatman, Chief Financial Officer

BankFirst Capital Corporation Completes Acquisition of FNB Bancshares of Central Alabama, Inc.

Columbus, Mississippi, April 1, 2019 – BankFirst Capital Corporation (“BankFirst” or the “Company”), parent of
BankFirst Financial Services (the “Bank”), today announced the completion of its acquisition of FNB Bancshares of
Central Alabama, Inc. (“FNB Bancshares”), parent of FNB of Central Alabama (“FNB”). The acquisition will result
in BankFirst having 22 offices serving Mississippi and Alabama, with total assets of approximately $1.3 billion,
gross loans of approximately $937 million and total deposits of approximately $1.2 billion.

BankFirst’s President and Chief Executive Officer, Moak Griffin, reiterated, “Being a strong, local community bank
for the communities we serve is extremely important to both BankFirst and FNB of Central Alabama. By
combining our 183 years of banking experience in Mississippi and Alabama, this merger will allow us to build upon
and further strengthen our shared beliefs, community focus and commitment to service excellence. In addition, this
merger supports our strategic intention of partnering with organizations that have strong core deposit funding, solid
commercial banking and credit practices, and a long tradition of superior community and customer service.”

R. Heyward Gould, Jr., FNB’s President and Chief Executive Officer, has joined the Bank as Alabama Regional
President, Virginia Lee, FNB’s Chief Financial Officer, has joined the Bank as Corporate Accountant, and Jennifer
James, FNB’s Senior Credit Officer, has joined the Bank as Vice President, Credit Administration.

Hunton Andrews Kurth LLP acted as legal counsel for BankFirst. Jones Walker LLP acted as legal counsel for FNB

About BankFirst Financial Services
BankFirst Financial Services, the subsidiary bank of BankFirst Capital Corporation, is a $1.3 billion financial
institution that is locally owned, controlled, and operated. The Bank’s headquarters is in Columbus, Mississippi,
with additional offices in Flowood, Hickory, Lake,
Louin, Macon, Madison, Newton, Jackson, Starkville and West
Point, Mississippi and Tuscaloosa, Alabama. The Bank also operates one mortgage production office in Oxford,
Mississippi. BankFirst Financial Services offers a wide variety of services for businesses and consumers, including
internet banking, no-fee ATM access, checking, CD, and money market accounts, mortgage loans, remote deposit
capture, and more. For more information, visit

Cautionary Statement Regarding Forward-Looking Statements
This press release contains, among other things, certain forward-looking statements within the meaning of the
Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements regarding certain of
the Company's goals and expectations with respect to the private placement, and (ii) statements preceded by,
followed by, or that include the words “may,” “could,” “should,” “would,” “believe,” “anticipate,” “estimate,”
“expect,” “intend,” “plan,” “projects,” “outlook” or similar expressions. These statements are based upon the
current belief and expectations of the Company’s management team and are subject to significant risks and
uncertainties that are subject to change based on various factors (many of which are beyond the Company's control).
Although the Company believes that the assumptions underlying the forward-looking statements are reasonable, any
of the assumptions could prove to be inaccurate. Therefore, the Company can give no assurance that the results
contemplated in the forward-looking statements will be realized. The inclusion of this forward-looking information
should not be construed as a representation by the Company or any person that the future events, plans, or
BankFirst Capital Corporation Completes Acquisition of FNB Bancshares of Central Alabama, Inc. P. 2
expectations contemplated by the Company will be achieved. All subsequent written and oral forward-looking
statements attributable to the Company or any person acting on its behalf are expressly qualified in their entirety by
the cautionary statements above. The Company does not undertake any obligation to update any forward-looking
statement to reflect circumstances or events that occur after the date the forward-looking statements are made,
except as required by law.

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